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You can now purchase layaway items on Amazon.

The mega-retailer has introduced payment plans on thousands of Amazon Layaway items, including furniture, home entertainment, laptops and PCs, cameras and camera accessories, sports equipment and equipment, lawn and garden essentials, electronics, musical instruments and more.

No credit checks, no interest, no cancellation or restocking fees. Before you start, here’s what you need to know about the payment plan. Note: Amazon Layaway is not yet available for orders shipped to CT, DC, IL, MD, OH, and PA.

How does Amazon’s layaway plan work?

Shoppers can reserve items by clicking the “Reserve with Layaway” button next to the product (if the tag is not close to the product name, this may be due to multiple offers on the product, by Amazon ) and pay 20% of the total cost at checkout to lock in the price. The cost will be split equally into five payments over eight weeks. Standard delivery charges will be applied to final payment, but Prime members are eligible for free delivery with Amazon Layaway on qualifying items. If you’re not a Prime member, click here to start your 30-day free trial. Amazon Prime is $14.99 per month after the first free month and eligible students and EBT/MediCaid recipients can receive up to 50% off membership fees.

Can you get sale items on the layaway?

Yes! Amazon’s layaway plan extends to sale items and is available year-round, which might come in handy once the holiday season kicks off.

How to cancel your layaway plan

If you must cancel the plan or fail to make payments, Amazon will issue a refund for all amounts paid. If a payment fails, you won’t be able to open additional payment plans while a previous plan is overdue.

Click here for more details on Amazon Layaway.

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